:root{
  --primary:#123B74;
  --accent:#FFC400;
  --bg:#0B1220;
  --text:#F5F7FA;
  --secondary:#1E5AA8;
  --card:#0F1B33;
  --line:#1C2C4A;
  --muted:#AEB9CE;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  line-height:1.6;
  font-size:0.9rem;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{
  width:100%;
  max-width:1200px;
  margin:0 auto;
  padding:0 14px;
}

/* ---------- HEADER (mobile-first, 52px) ---------- */
header.site-header{
  position:sticky;
  top:0;
  z-index:50;
  height:52px;
  background:rgba(11,18,32,0.92);
  backdrop-filter:blur(6px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  height:52px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:8px;
  padding:0 14px;
}
.logo-link{display:flex;align-items:center;height:100%;flex-shrink:0}
.logo-link img{height:28px;width:auto}
.logo-text{display:none}
.header-right{display:flex;align-items:center;gap:8px}
.header-actions{display:flex;gap:6px;flex-wrap:nowrap}
.nav-toggle{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:34px;height:34px;
  background:transparent;
  border:1px solid var(--secondary);
  border-radius:8px;
  color:var(--text);
  cursor:pointer;
  flex-shrink:0;
}
.nav-toggle svg{width:16px;height:16px}
.main-nav{display:none}
.mobile-nav-panel{
  position:fixed;
  top:52px;left:0;right:0;
  background:var(--card);
  border-bottom:1px solid var(--line);
  max-height:0;
  overflow:hidden;
  transition:max-height .25s ease;
  z-index:49;
}
.mobile-nav-panel.open{max-height:240px}
.mobile-nav-panel ul{list-style:none;margin:0;padding:6px 14px 10px}
.mobile-nav-panel li{border-bottom:1px solid var(--line)}
.mobile-nav-panel li:last-child{border-bottom:none}
.mobile-nav-panel a{display:block;padding:12px 4px;font-weight:700;font-size:0.88rem;color:var(--text)}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:6px;
  white-space:nowrap;
  border:none;
  border-radius:8px;
  font-weight:700;
  font-size:0.78rem;
  padding:8px 10px;
  cursor:pointer;
  line-height:1;
}
.btn svg{width:14px;height:14px;flex-shrink:0}
.btn-ghost{
  background:transparent;
  color:var(--text);
  border:1px solid var(--secondary);
}
.btn-accent{
  background:var(--accent);
  color:#1a1400;
}
.btn-block{width:100%}
.btn-lg{padding:13px 20px;font-size:0.95rem;border-radius:10px}

/* ---------- HERO / BANNER (full width) ---------- */
.hero{
  position:relative;
  width:100%;
  overflow:hidden;
  background:var(--primary);
}
.hero img.hero-bg{
  width:100%;
  height:200px;
  display:block;
  object-fit:cover;
  object-position:center;
  opacity:0.55;
}
}
.hero-overlay{
  position:absolute;
  inset:0;
  background:linear-gradient(180deg, rgba(11,18,32,0.35) 0%, rgba(11,18,32,0.85) 75%, var(--bg) 100%);
}
.hero-content{
  position:relative;
  z-index:2;
  padding:22px 14px 20px;
  max-width:1200px;
  margin:0 auto;
}
.eyebrow{
  display:inline-block;
  background:var(--secondary);
  color:var(--text);
  font-size:0.7rem;
  font-weight:700;
  letter-spacing:0.04em;
  text-transform:uppercase;
  padding:4px 10px;
  border-radius:100px;
  margin-bottom:10px;
}
.hero h1{
  font-size:clamp(1rem, 5vw, 1.4rem);
  line-height:1.25;
  margin:0 0 10px;
  font-weight:800;
  max-width:640px;
}
.hero p.lead{
  font-size:0.88rem;
  color:var(--muted);
  max-width:560px;
  margin:0 0 16px;
}
.hero-cta-row{display:flex;gap:10px;flex-wrap:wrap}

/* ---------- LAYOUT: main + sidebar ---------- */
.page-body{padding:20px 0 40px}
.layout{
  display:grid;
  grid-template-columns:1fr;
  gap:24px;
}
main.article{min-width:0}
aside.sidebar{min-width:0}

.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:12px;
  padding:16px;
}
.widget{margin-bottom:16px}
.widget h3{
  margin:0 0 10px;
  font-size:0.95rem;
  color:var(--accent);
  display:flex;
  align-items:center;
  gap:8px;
}
.widget h3 svg{width:16px;height:16px;fill:var(--accent)}
.facts-list{list-style:none;margin:0;padding:0}
.facts-list li{
  display:flex;
  justify-content:space-between;
  gap:8px;
  padding:7px 0;
  border-bottom:1px solid var(--line);
  font-size:0.82rem;
}
.facts-list li:last-child{border-bottom:none}
.facts-list span:first-child{color:var(--muted)}
.facts-list span:last-child{font-weight:700;text-align:right}

/* ---------- ARTICLE TYPOGRAPHY ---------- */
.article h2{
  font-size:1.15rem;
  color:var(--text);
  border-left:4px solid var(--accent);
  padding-left:10px;
  margin:28px 0 12px;
  font-weight:800;
}
.article h2:first-of-type{margin-top:0}
.article h3{
  font-size:1rem;
  color:var(--secondary-text,#DCE6FA);
  margin:18px 0 8px;
  font-weight:700;
}
.article p{margin:0 0 12px;font-size:0.9rem}
.article b{color:var(--accent);font-weight:700}
.article ol{padding-left:20px;margin:0 0 14px}
.article ol li{margin-bottom:6px;font-size:0.9rem}
blockquote{
  margin:14px 0;
  padding:10px 14px;
  border-left:3px solid var(--accent);
  background:rgba(255,196,0,0.06);
  font-style:italic;
  color:var(--muted);
  font-size:0.86rem;
  border-radius:0 8px 8px 0;
}
figure.inline-img{margin:14px 0;padding:0}
figure.inline-img img{
  width:100%;
  height:auto;
  border-radius:10px;
  border:1px solid var(--line);
}
figure.inline-img figcaption{
  font-size:0.75rem;
  color:var(--muted);
  margin-top:6px;
  text-align:center;
}

/* table */
.table-wrap{overflow-x:auto;margin:14px 0;border-radius:10px;border:1px solid var(--line)}
table{width:100%;border-collapse:collapse;font-size:0.82rem;min-width:340px}
table th, table td{padding:9px 10px;text-align:left;border-bottom:1px solid var(--line)}
table th{background:var(--primary);color:var(--text);font-weight:700}
table tr:last-child td{border-bottom:none}
table td{color:var(--muted)}
table td:last-child{color:var(--text);font-weight:600}

/* FAQ accordion */
.faq-item{
  border:1px solid var(--line);
  border-radius:10px;
  margin-bottom:8px;
  background:var(--card);
  overflow:hidden;
}
.faq-item summary{
  padding:12px 14px;
  cursor:pointer;
  font-weight:700;
  font-size:0.88rem;
  list-style:none;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:10px;
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{
  content:"+";
  color:var(--accent);
  font-size:1.2rem;
  font-weight:800;
  flex-shrink:0;
}
.faq-item[open] summary::after{content:"–"}
.faq-item .faq-answer{
  padding:0 14px 14px;
  font-size:0.85rem;
  color:var(--muted);
}

/* sticky floating CTA */
.sticky-cta{
  position:fixed;
  left:0;right:0;bottom:0;
  z-index:60;
  background:var(--primary);
  border-top:1px solid var(--secondary);
  padding:10px 14px calc(10px + env(safe-area-inset-bottom));
  display:flex;
  gap:8px;
  box-shadow:0 -4px 16px rgba(0,0,0,0.35);
}

/* footer */
footer{
  background:#080D18;
  border-top:1px solid var(--line);
  padding:22px 14px 90px;
  text-align:center;
  color:var(--muted);
  font-size:0.75rem;
}
footer img{height:22px;margin-bottom:10px}

/* ---------- very small screens ---------- */
@media (max-width:380px){
  .hero img.hero-bg{height:320px}
  .header-inner{padding:0 10px}
  .btn{padding:7px 8px;font-size:0.72rem}
  .btn svg{width:12px;height:12px}
  .hero-content{padding:16px 10px 16px}
  .container{padding:0 10px}
  .card{padding:12px}
}

/* ---------- tablet / desktop ---------- */
@media (min-width:601px){
  header.site-header{height:72px}
  .header-inner{height:72px;padding:0 24px}
  .logo-link img{height:34px}
  .logo-text{
    display:inline-block;
    margin-left:8px;
    font-weight:800;
    font-size:1rem;
    color:var(--text);
  }
  .btn{font-size:0.85rem;padding:10px 18px;border-radius:10px}
  .btn svg{width:16px;height:16px}
  .nav-toggle{display:none}
  .mobile-nav-panel{display:none}
  .main-nav{
    display:flex;
    gap:22px;
    margin-left:28px;
    margin-right:auto;
  }
  .main-nav a{
    font-weight:600;
    font-size:0.9rem;
    color:var(--muted);
    white-space:nowrap;
  }
  .main-nav a:hover{color:var(--accent)}
  .container{padding:0 24px}
  .hero-content{padding:56px 24px 60px}
  .hero p.lead{font-size:1rem}
  .hero-cta-row .btn{padding:13px 26px;font-size:0.95rem}
  .page-body{padding:40px 0 60px}
  .layout{
    grid-template-columns:2fr 1fr;
    gap:36px;
    align-items:start;
  }
  aside.sidebar{position:sticky;top:88px}
  .article h2{font-size:1.5rem;margin:40px 0 16px}
  .article h3{font-size:1.15rem}
  .article p, .article ol li{font-size:1rem}
  .sticky-cta{display:none}
  footer{padding:32px 24px}
}